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Overview​

Oceanpayment Card (OPCard) is a virtual card issuing service launched in partnership with the global card network Mastercard. It allows Oceanpayment merchants to apply online for multi-currency issuing accounts and instantly create virtual cards, enabling fast and convenient cross-border payments.

Manage Spending with Ease
Grow Your Business Worldwide

A secure and scalable issuing platform with end-to-end card issuance and management capabilities.

API Reference β†’

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Secure
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Efficient
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Convenient
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Global

An all-in-one solution for card issuing, management, and paymentsβ€”built to support a wide range of enterprise payment scenarios.

Before You Begin​

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  1. If you do not yet have an issuing account, please register for a merchant account first.
  2. πŸ‘‰ Learn how to quickly obtain the OPCard API key.

Why Choose Our Card Issuing Platform?​

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Spend Control, Secure by Design

  • Monitor card activity in real time with customizable spending limits and permissions for precise expense control
  • Clear and comprehensive transaction statements for full visibility into fund flows
  • PCI DSS Level 1 certification combined with intelligent risk control and real-time transaction monitoring to safeguard your funds
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Instant Issuance, Easy Integration

  • Real-time card issuance with bulk creation and instant activation for seamless payments
  • Smart merchant dashboard for efficient card lifecycle management through a unified platform
  • Multiple card types to meet a wide range of corporate payment needs
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Unified Pay-In & Pay-Out

  • Integrated acquiring and issuing services to connect collections and payouts, optimizing cash flow management
  • Flexible solutions including Merchant Dashboard, APIs, and Card-as-a-Service (CaaS) to match your business needs and improve operational efficiency
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Global Payments Without Borders

  • Licensed Mastercard issuer with access to a powerful global acceptance network
  • Supports major currencies such as HKD and USD to cover various industries and use cases
  • Intelligent multi-currency balance allocation for a smooth payment experience

Understand the OPCard Flow​

Product Types​

We offer two card types to support diverse business use cases.

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Get a quick overview of OPCard product types and capabilities.

Supported Currencies and Regions​

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Currencies​

Comprehensive currency coverage to support global payment needs

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Countries / Regions​

Our services are available in over 200 countries and regions worldwide

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Developer Resources​

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Card Operations​

Create cards, manage card status, and update card settings

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Card Management​

Manage account cards, transaction records, and cardholder information

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Fund Management​

Manage fund inflows, limits, and limit increases

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Balance Management​

Query real-time balance changes

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API Credentials​

Before using OPCard, you must obtain the corresponding environment's API credentials. Sandbox and Production environments use separate API credentials and cannot share the same credentials.

Environments​

OPCard provides two completely isolated environments: Sandbox and Production. Before integration, choose the appropriate environment based on your current stage for development, testing, and integration.

Notifications​

OPCard sends asynchronous transaction result notifications via Webhooks. Please refer to the Webhook documentation to configure the relevant webhook events.